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Who We Are and What We Do

The Resort Hotel Association (RHA) is a not-for-profit, member-managed insurance association that specializes in providing insurance programs specifically designed to cover the risks unique to independent destination and ranch resorts, spas and historic and luxury hotels.

The Resort Hotel Association was founded in 1987 as a Risk Purchasing Group by a group of resort hotel owners and management professionals in answer to the constricted "hard" insurance market that increased rates and reduced the availability of insurance. The creation of risk purchasing groups was authorized by Congress under the Risk Retention Act of 1986.

Since then, we have successfully provided our members and their brokers with broad coverage and competitive pricing underwritten by strong financially stable insurance companies. Today over 120 independently owned resorts and hotel properties are members of this unique association which enables them to achieve substantial volume discounts on insurance coverages.

Professionally managed by a full-time president and staff in Richmond, Virginia, we are governed and directed by a Board of Directors comprised of our members and rely on local retail insurance brokers for services to each member resort and hotel.

Our Mission

Our mission is to provide owners and managers of independent resort hotels with high-quality, stable and cost-effective insurance to protect them from financial loss. Our goal is to be recognized as the premier insurance provider of choice for independently owned destination and ranch resorts, spas and historic and luxury hotels.

RHA is Unique

The Resort Hotel Association is unique in the insurance industry because we are owned and governed solely by our member resorts, not by an insurance broker or insurance carrier. We work exclusively on the member's behalf together with the agent or broker of choice for the sole benefit of our member resorts.