Insurance Programs
Property Program —a Comprehensive program including coverage for:
- Flood, Earthquake and Wind
- Business Interruption (loss from unusual events on the property, food, contamination such as E. coli, murder, suicide, contagious diseases, etc.)
- Boiler and Machinery
- Decontamination and Clean-Up Expense for land and water on resort property
- Golf Courses, Plants, Trees and Shrubs
- Land Improvements
- Builder's Risk
- Terrorism Coverage available
Casualty Program
- Comprehensive General Liability
- Liquor Liability
- Spa
- Saddle Animal/Trail Rides
- Business Automobile Liability and Physical Damage
- Umbrella/Excess Liability
Pollution Legal Liability
- On-Site clean-up of Pollution Conditions
- Legal Liability for Pollution Conditions
- Business Interruption coverage resulting from an interruption caused by Pollution Conditions
- Underground Storage Tank coverage available
- Microbial Matter coverage available
Employment Practices Liability
- Prior Acts Coverage
- Punitive Damage Coverage
- Third Party Coverage (Example: guest claims of discrimination)
- Accidental Death and Dismemberment Coverage
- Aggressive Rates and Deductibles
- Limits to fit individual RHA member requirements
- Exclusive legal counsel to handle RHA member claims
- Dedicated claims adjusters assigned to RHA members
- Free staff training for RHA member's Human Resource Departments
- Free legal consultant hotline number to contact and discuss employment issues
Group Personal Umbrella
- Up to $50 million limits available per person
- Ideal for executives with multiple residences, vehicles, youthful drivers and watercraft
- Not-for-profit D&O
- Worldwide coverage
- Limited business pursuits
|
