Newsletter Archive

Volume 7, Issue 3, Fall/Winter 2002

Very shortly you will receive forms and instructions for you to use when preparing your submission for the renewal of the RHA Property Program. The renewal date is February 28, 2003 and updated information is needed in the RHA office no later than December 6th. RHA expects the difficult property conditions to continue and because of this we plan to be in the markets in the first week of January.

This is just a reminder about the Builder's Risk Coverage in the RHA Property Program.

If you participate in the RHA Property Program you have automatic Builder's Risk coverage, with no additional premium, on renovations or additions to any property insured under that program providing that the cost of the renovations or additions does not exceed $5 million.

If the completed value of the project is to exceed $5 million, the project must be reported in advance to RHA for underwriters' review and acceptance. Additional premium will be charged at that time.

There is no automatic Builders Risk coverage on renovations or additions to premises not insured under the RHA Property Program. If you are planning a project on premises not already insured under the RHA Property Program, or building a new facility, please contact RHA well in advance of the start up construction date.

Please contact RHA if you have any questions about the RHA Builders Risk coverage.

Member-Get-A-Member

As an RHA member you recognize the distinct advantages that membership in the association brings to you. RHA is able to offer excellent insurance coverage at competitive or lower costs because of the quality of our membership and our volume buying power. As we look to the future and assess our ability to continue to provide outstanding insurance products to our membership one point is quite clear. RHA must grow through the selective addition of high quality members like you. Success can make the difference in maintaining or increasing our volume purchasing power as well as having the ability to add new products to the association's existing programs.

How can you help? A small investment of your time can have a significant impact on the association's future and your premiums. You know through your current business associations other resort executives like yourself whose properties would make excellent additions to the RHA membership. Why not take a moment to call them today and tell them about RHA and what benefits that you have achieved through membership in the association? Your personal involvement can make all the difference.

Get a new member to join RHA and you can save on your 2003 Annual Meeting registration fee too. Members that successfully recruit another member will receive a $200 credit against their Annual Meeting registration fee. So, why not start today to strengthen your association's future and make that contact?

Cragun's Resort
Brainerd, Minnesota

The Equinox, Grand Hotel and The Sagamore were all featured in the September 2002 issue of Meetings and Conventions magazine in an article titled "Golf's Grand Dames."

The Sagamore received several other awards recently: 2002 Greens of Distinction by Corporate & Incentive Travel Magazine, 2002 Gold Key award by Meetings & Conventions Magazine, and the 2002 Pinnacle Award by Successful Meetings Magazine. In addition, Wine Spectator Magazine named The Sagamore a recipient of its 2002 Restaurant Award.

The LaJolla Beach and Tennis Club's Marine Room Restaurant was nominated by readers of San Diego Magazine in their annual "Best Restaurants" issue and their wine list received an "Award of Excellence" from Wine Spectator Magazine.

"Renewing a John D. Rockefeller, Jr., Virginia Treasure" was the title of a hotel feature article about the Williamsburg Inn in the October 2002 issue of Architectural Digest.

Institutional Investor's 22nd annual hotel survey recognized The Peninsula New York as the #10 hotel in the America's and the #26 hotel in the world.

As reported in an article in the September 2002 issue of Hospitality Law, individuals that are paid on commission may be eligible to receive unemployment compensation if certain criteria are met regarding their treatment on the job. The article offered the following guidance on how to tell the difference between employees and independent contractors as established in Internal Revenue Service RevenueRule 87-41.

• Employees must follow your instructions. Independent contractors work outside your control.
• You train employees. Independent contractors train themselves.
• Employees are integrated into your business operation. Independent contractors work outside your system.
• Employees must do their own work. Independent contractors can hire others to do their work for them.
• Employees are assisted by people you hire, supervise and pay. Independent contractors hire their own help.
• Employees have a continuing relationship with you. Independent contractors are hired to perform a specific task.
• Employees work designated hours. Independent contractors set their own schedules.
• Employees work just for you. Independent contractors may have several employers.
• Employees work on your property. Independent contractors may work anywhere.
• Employees regularly report to you. Independent contractors don't.
• Employees are paid by the hour or receive a salary. Independent contractors are paid by the job.
• Employees are reimbursed for expenses incurred in doing their work. Independent contractors pay their own expenses.
• Employees are provided with tools and materials to do their work. Independent contractors supply their own tools and materials.
• Employees are paid the same regardless of the employer's profit or loss. Independent contractors share risks and rewards with their employers.
• Employees may be fired and can quit. Independent contractors and their employees must abide by the terms of the employment contract.

As a reminder, all members are welcome to attend the Board of Director's meetings:

Board of Directors
The Lodge at Torrey Pines
LaJolla, California
March 15-17, 2003

2003 Annual Conference
Callaway
Pine Mountain, Georgia
July 12-15, 2003

Board of Directors
Saddlebrook Resort
Wesley Chapel, Florida
September 27-29, 2003

2004 Annual Conference
Kona Village Resort
Kailua-Kona, Hawaii
July 10-14, 2004

Board of Directors

Mr. Steven P. Birdwell, Chairman Sea Pines Resort, Hilton Head Island, SC Mr. Joe Rodriguez, Secretary Hilton Oceanfront, Hilton Head Island, SC Mr. Alex Gilmurray, Treasurer The Breakers, Palm Beach, FL Mrs. D. Jean Van Tol, President Resort Hotel Association, Williamsburg, VA Mr. Ed Mayotte, Director Skytop Lodge, Skytop, PA Mrs. Pat Bishop, Director PGA National, West Palm Beach, FL Ms. Pennie Beach, Director Basin Harbor Club, Vergennes, VT

For More Information, Contact:
Mrs. D. Jean Van Tol, President
161-A John Jefferson Rd.
Williamsburg, Virginia 23185-5653
Phone: (757)220-7193     Fax: (757)253-2445
jean@resorthotelinsurance.com
www.resorthotelinsurance.com